Blake Overton Mortgage Team

Qualifying for a mortgage without showing any income sounds impossible, but DSCR loans make it real. Instead of reviewing W-2s or tax returns, lenders look only at the property’s cash flow. If the rent covers the mortgage, you can often qualify—no income verification required. This guide explains how DSCR loans work, who they’re for, and why they’re one of the smartest tools for building a real estate portfolio.

Refinance in Iowa—made simple. If you bought in 2022–2024 and carry a high-6% rate, this guide shows when a refi actually makes sense, how to check breakeven, and what to do next for Waukee, West Des Moines, and beyond