Blake Overton Mortgage Team

You may be able to lock your mortgage rate before finding a house. But should you? Here’s how Lock & Shop works, what deadlines and costs to understand, and how to decide whether it fits your buying plans

If you're getting divorced in Iowa and you own a home together, one of the biggest questions usually isn't just who gets the house? It's what happens to the mortgage. One spouse may want to keep the home. You may decide to sell it. One of you may want to buy another house before the divorce is finished. Or the divorce agreement may say one spouse is responsible for the existing mortgage. Those decisions can all work differently from a mortgage standpoint. And there’s one thing I would try to...

Making an offer on a home can feel overwhelming, but it does not have to be. In this episode, we walk through what to do before you write an offer, what actually goes into it, and what happens after it is accepted, from earnest money to inspections and underwriting.