Refinance & Equity

Refinance in Iowa—made simple. If you bought in 2022–2024 and carry a high-6% rate, this guide shows when a refi actually makes sense, how to check breakeven, and what to do next for Waukee, West Des Moines, and beyond

If you’re wondering what to do with home sale proceeds in Iowa , the answer isn’t always as simple as rolling everything into your next down payment. That common approach can be risky...and expensive. A smarter move is to start with an Estimated Proceeds (EOP) sheet  and create a plan. By dividing your proceeds between down payment, debt payoff, and reserves, you can upgrade not only your next home but also your overall financial stability. TL;DR Don’t assume full home sale p